By Michael Marsden (auth.)
The Banking and Finance sequence has been written for college kids who're getting ready for the Associateship of the Institute of Bankers. The constitution of the sequence follows the syllabus heavily. even supposing the emphasis is at the Institute of Bankers' examinations the sequence is usually correct to scholars for the types of different expert examinations equivalent to different Accountancy our bodies, Chartered Secretaries, degree in Public management, below graduate enterprise direction, B.T.E.C., B.E.C., R.N.D., D.M.S., inventory trade classes, organization of company Treasurers, Institute of Freight Forwarders, Institute of Export. Brian Kettell July 1985 sequence Editor xi Preface This publication covers a huge variety of subject matters in terms of banking yet goals basically on the features of banking which contain the syllabus of the Institute of Bankers exam in perform of Banking - 1 (Banking degree - level 2). even supposing the textbook could be of specific curiosity and tips to scholars enticing upon a research of the relative Institute of Bankers topic, the e-book will, end result of the wide variety of technical banking info it comprises coupled with the sensible advice it presents, offer an invaluable common reference booklet for training department bankers and for college students in academic institutes who're learning monetary and company courses.
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The Banking and Finance sequence has been written for college students who're getting ready for the Associateship of the Institute of Bankers. The constitution of the sequence follows the syllabus heavily. even supposing the emphasis is at the Institute of Bankers' examinations the sequence can be appropriate to scholars for the types of alternative specialist examinations reminiscent of different Accountancy our bodies, Chartered Secretaries, degree in Public management, less than graduate enterprise path, B.
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Additional info for The Practice of Banking , Part 1
Subsequently, and subject to certain conditions, the person who was made bankrupt can receive his discharge which means that he will no longer have any liability for the debts incurred before his bankruptcy. The law relating to bankruptcy is presently laid down in the Bankruptcy Act 1914 but some changes, albeit of a relatively minor nature, were introduced by the Bankruptcy (Amendment) Act 1926. The Insolvency Act 1976 revised upwards the monetary limits to make these more realistic, and'also provided for a system of automatic discharge to try to cope with the very large number of undischarged bankrupts which had by then accumulated.
Zalzstein (1921) it was stated that where the customer knows that the passbook or statement is wrong, the banker is not estopped from correcting the error. However, PRACTICE OF BANKING, PART 1 20 although in this case it was known that the customer knew that the credit in question was wrong, it could be difficult in other circumstances to prove that a customer knew that he had been over-credited. Lloyds Bank Ltd. v. Brooks (1950) produced a judgement in favour of the recipient of amounts wrongly credited to her but in United Overseas Bank v.
If such a bill is dishonoured by non-acceptance the Statute begins to run as in (c). (c) In the case of parties liable on a bill other than the acceptor, or liable on a cheque other than the drawer, the Statute begins to run in their favour from the time when notice of dishonour was received. PRINCIPAL AND AGENT An agent is a person who is employed to enter into contracts on behalf of his principal. Know ledge of the rules of agency are important to bankers in the context of the banker/customer relationship as banks often act in the capacity of agents for their customers.
The Practice of Banking , Part 1 by Michael Marsden (auth.)